WHO WE ARE
We are a growing, dynamic, Wholesale Non-QM lender that provides common-sense financing to consumers that do not fit into traditional loan products.
Our unique lending philosophy has been the foundation of our business for over 25 years, and because of it ACC Mortgage continues to experience strong growth through strategic market opportunities.
We are privately owned and funded, which means that we do not have the constraints of traditional lending institutions.
ACC's LENDING PHILOSOPHY
- Benefit to Borrower and Community
- Capacity to Repay
- Fair Value
- Continuation of Employment
If you are an experienced sales and mortgage professional with a background in financial services please forward your resume and cover letter to recruiting@accmortgage.com.
WHAT WE VALUE
People
Who take initiative, express their opinion, and believe in the value of teamwork.
Customers
Putting our customers in a better financial state and delivering superior, timely service to our business partners is our promise.
Leadership
Promoting empowered decision-making with integrity, focus and the achievement of company goals.
WHERE WE ARE LICENSED
Mouse over map for licensing info
REVISED: December 5, 2024
LICENSING
©2024 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage, Inc.; All Credit Considered Mortgage, Incorporated d/b/a The Micro Loan Store; Retention Mortgage; Retention Mortgage Company · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD 20850 · (877) 349-0501. Not all loan programs are available in all areas. Program restrictions may apply. All rights reserved. This is not an offer or extension of credit or a commitment to lend. Licenses are held as follows: Alabama Consumer Credit License #23497; Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Iowa Mortgage Banker License #2024-0199; Kansas Mortgage Company License MC.0025574; Kentucky Loan Originator License MC857730; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Nevada Mortgage Lender License 4619; New Mexico Mortgage Loan Company License #176724; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; Wyoming Mortgage Lender/Broker License #5502; District of Columbia Mortgage Dual Authority License #MLB176724.
STATE LICENSING DETAILS
- Alabama – Consumer Credit License #23497
- Arizona – Mortgage Banker License #BK 0937856
- Arkansas – Combination Mortgage-Banker-Broker-Servicer License #119499
- California – DBO Residential Mortgage Lending Act License #41DBO-102821
- Colorado – Mortgage Company Registration
- Connecticut – Mortgage Lender License ML-176724
- D.C. – Dual Authority License #MLB176724
- Delaware – Lender License #020786
- Florida – Mortgage Lender Servicer #MLD953
- Georgia – Mortgage Lender License #46424
- Idaho – Mortgage Broker/Lender License #MBL-2080176724
- Illinois – Residential Mortgage License MB.6761111
- Indiana – DFI Mortgage Lending License #40794
- Iowa – Mortgage Banker License #2024-0199
- Kansas – Mortgage Company License MC.0025574
- Kentucky – Loan Originator License MC857730
- Louisiana – Louisiana Residential Mortgage Lending License
- Maryland – Mortgage Lender License #6625
- Michigan – 1st Mortgage Broker/Lender License #FL0022183
- Minnesota – Residential Mortgage Originator License # MN-MO-176724
- Mississippi – Mortgage Lender License 176724
- Nevada – Mortgage Lender License 4619
- New Jersey – Residential Mortgage License
- New Mexico – Mortgage Loan Company License #176724
- North Carolina – Mortgage Lender License L-164875
- Ohio – Mortgage Loan Originator License #MLO-OH.177088
- Oklahoma – Mortgage Lender License #ML012740
- Oregon – Mortgage Lending License #ML-5825
- Pennsylvania – Mortgage Lender License 51566
- South Carolina – BFI Mortgage Lender/Servicer License MLS-176724
- Tennessee – Mortgage License #181409
- Texas – SML Mortgage Company License
- Figure: 7 TAC §80.200(b)
“Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.”
- Figure: 7 TAC §80.200(b)
- Utah – DFI Residential First Mortgage Notification
- Virginia – Lender Licensed by the Virginia State Corporate Commission as MC-1856
- Washington – Consumer Loan Company License #CL-176724
- Alabama
- Arizona
- Alaska
- Arkansas
- California
- Colorado
- Connecticut
- D.C.
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
-
Kansas
Kentucky
Louisiana - Maine
- Maryland
- Michigan
-
Minnesota
Mississippi - Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virgina
- Wisconsin
- Wyoming
