REVISED:  January 12, 2025

LICENSING

©2025 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage, Inc.; All Credit Considered Mortgage, Incorporated d/b/a The Micro Loan Store; Retention Mortgage; Retention Mortgage Company · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD  20850 · (877) 349-0501.  Not all loan programs are available in all areas.  Program restrictions may apply.  All rights reserved.  This is not an offer or extension of credit or a commitment to lend.  Licenses are held as follows:  Alabama Consumer Credit License #23497; Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Iowa Mortgage Banker License #2024-0199 & #2024-0205; Kansas Mortgage Company License MC.0025574; Kentucky Loan Originator License MC857730; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Montana Mortgage Lender License #176724; Licensed Nebraska Mortgage Banker; New Hampshire Mortgage Banker License #176724MB; Nevada Mortgage Lender License 4619; New Mexico Mortgage Loan Company License #176724; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; North Dakota Residential Mortgage Lender License #ML 104913; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; South Dakota Mortgage Lender License #176724.ML; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; West Virginia Mortgage Lender License #ML-4957; Wyoming Mortgage Lender/Broker License #5502; District of Columbia Mortgage Dual Authority License #MLB176724.

STATE LICENSING DETAILS

1. Alabama – Consumer Credit License #23497
2. Arizona – Mortgage Banker License #BK 0937856
3. Arkansas – Combination Mortgage-Banker-Broker-Servicer License #119499
4. California – DBO Residential Mortgage Lending Act License #41DBO-102821 
5. Colorado – Mortgage Company Registration  
6. Connecticut – Mortgage Lender License ML-176724
7. D.C. – Dual Authority License #MLB176724
8. Delaware – Lender License #020786 
9. Florida – Mortgage Lender Servicer #MLD953 
10. Georgia – Mortgage Lender License #46424
11. Idaho – Mortgage Broker/Lender License #MBL-2080176724
12. Illinois – Residential Mortgage License MB.6761111
13. Indiana – DFI Mortgage Lending License #40794
14. Iowa – Mortgage Banker License #2024-0199
15. Kansas – Mortgage Company License MC.0025574
16. Kentucky – Loan Originator License MC857730
17. Louisiana – Louisiana Residential Mortgage Lending License
18. Maryland – Mortgage Lender License #6625
19. Michigan – 1st Mortgage Broker/Lender License #FL0022183
20. Minnesota – Residential Mortgage Originator License # MN-MO-176724
21. Mississippi – Mortgage Lender License 176724
22. Montana – Mortgage Lender License #176724
23. Nebraska – Licensed Nebraska Mortgage Banker
24. New Hampshire – Mortgage Banker License #176724MB
25. Nevada – Mortgage Lender License 4619 
26. New Jersey – Residential Mortgage License
27. New Mexico – Mortgage Loan Company License #176724
28. North Carolina – Mortgage Lender License L-164875 
29. North Dakota – Residential Mortgage Lender License #ML 104913
30. Ohio – Mortgage Loan Originator License #MLO-OH.177088
31. Oklahoma – Mortgage Lender License #ML012740
32. Oregon – Mortgage Lending License #ML-5825
33. Pennsylvania – Mortgage Lender License 51566
34. South Carolina – BFI Mortgage Lender/Servicer License MLS-176724
35. South Dakota – Mortgage Lender License #176724.ML
36. Tennessee – Mortgage License #181409
37. Texas – SML Mortgage Company License
    1. Figure: 7 TAC §80.200(b)

       “Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.”

38. Utah – DFI Residential First Mortgage Notification
39. Virginia – Lender Licensed by the Virginia State Corporate Commission as MC-1856
40. Washington – Consumer Loan Company License #CL-176724
41. West Virginia – Mortgage Lender License #ML-4957
42. Wyoming – Mortgage Lender/Broker License #5502