PHILOSOPHY & MISSION

At ACC Mortgage our unique lending philosophy has been the foundation of our business for 23 years.

 

By following these simple principles – superior service, a complete financial review, and bettering the financial position of the borrower and the community – we have closed billions of dollars in loans that have provided tangible benefits to each and every one of our customers.

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OUR LENDING PHILOSOPHY

  • Benefit to Borrower and Community
  • Capacity to Repay
  • Fair Value
  • Continuation of Employment

We are able to close the loans that no one else can based on our philosophy, our experienced and service-oriented employees, and our commitment to our customers and mortgage professional partners.

OUR MISSION

To better the financial position of borrowers and promote economic development through superior financial service.

OUR COMMITMENT TO OUR
CUSTOMERS COMES FIRST

At ACC Mortgage, we are committed to providing our customers with all the information they need to understand our loan process and make the right credit decisions.


Our highly trained and experienced loan officers provide every customer with a thorough financial review and customized loan options.


From loan application to loan closing, we promise our customers and partners timely communication, superior service, and quick decisions and funding.

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WHERE WE ARE LICENSED

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ORANGE = PENDING  GREEN = LICENSED
west midwest east ACC Mortgage licensed states

REVISED:  January 9, 2023

LICENSING

© 2023 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD  20850 · (877) 349-0501.  Not all loan programs are available in all areas.  Program restrictions may apply.  All rights reserved.  This is not an offer or extension of credit or a commitment to lend.  Licenses are held as follows:  Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Nevada Mortgage Lender License 4619; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; District of Columbia Mortgage Dual Authority License #MLB176724.

STATE LICENSING DETAILS

  1. Arizona Mortgage Banker License #BK 0937856
  2. Arkansas – Combination Mortgage-Banker-Broker-Servicer License #119499
  3. California – DBO Residential Mortgage Lending Act License #41DBO-102821 
  4. Colorado Mortgage Company Registration  
  5. Connecticut Mortgage Lender License ML-176724
  6. D.C. Dual Authority License #MLB176724
  7. Delaware Lender License #020786 
  8. Florida Mortgage Lender Servicer #MLD953 
  9. Georgia Mortgage Lender License #46424
  10. Idaho Mortgage Broker/Lender License #MBL-2080176724
  11. Illinois Residential Mortgage License MB.6761111
  12. Indiana – DFI Mortgage Lending License #40794
  13. Maryland Mortgage Lender License #6625
  14. Michigan 1st Mortgage Broker/Lender License #FL0022183
  15. Minnesota Residential Mortgage Originator License # MN-MO-176724
  16. Mississippi Mortgage Lender License 176724
  17. Nevada Mortgage Lender License 4619  
  18. New Jersey Residential Mortgage License
  19. North Carolina Mortgage Lender License L-164875 
  20. Ohio Mortgage Loan Originator License #MLO-OH.177088
  21. Oklahoma Mortgage Lender License #ML012740
  22. Oregon Mortgage Lending License #ML-5825
  23. Pennsylvania Mortgage Lender License 51566
  24. South Carolina – BFI Mortgage Lender/Servicer License MLS-176724
  25. Tennessee Mortgage License #181409
  26. Texas SML Mortgage Company License
    1. Figure: 7 TAC §80.200(b)
      “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING,  COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
      AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
  27. Utah – DFI Residential First Mortgage Notification
  28. Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856
  29. Washington Consumer Loan Company License #CL-176724
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