DRIVES RESULTS
BENEFIT. FAIR VALUE. A BETTER POSITION.
We deliver customized solutions that put borrowers in a better financial position quickly.
For over 25 years All Credit Considered Mortgage, Inc. (ACC Mortgage) has been committed to bettering the community and the financial positions of its customers. 25 years of focused, philosophy-driven lending has positioned ACC Mortgage as a leading private money company.
We lend to residential and business customers in order to help them achieve their financial goals. ACC Mortgage loans contribute to community economic growth by facilitating home ownership, job creation and improving the financial position of its borrowers. Experience drives results.
CUSTOMER FOCUSED
High touch service. Easy to understand programs. Fast, personalized response. Competitive pricing.
We deliver customized solutions that put borrowers in a better financial position quickly. We are always available, and you will always know the status of your loan information request or file.
Experience. Integrity. Results.
ACC Mortgage has been owned and operated by its founding partners since the day the doors opened in Rockville, MD.
ACC Mortgage closes loans that may be seen as higher risk by other financial institutions based on a simple and effective lending philosophy:
- Benefit to Borrower and Community
- Capacity to Repay
- Fair Value
- Continuation of Employment
If your needs fit our philosophy then we have the right loan, right away for you.
NMLS ID #176724
NMLS Resource Center for Consumers
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make the payments to certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at:
http://www.sml.texas.gov
1400 Preston Road, Suite 400
Plano, Texas 75093
WHERE WE ARE LICENSED
Mouse over map for licensing info
REVISED: April 8, 2025
LICENSING
©2025 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage, Inc.; All Credit Considered Mortgage, Incorporated d/b/a The Micro Loan Store; Retention Mortgage; Retention Mortgage Company · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD 20850 · (877) 349-0501. Not all loan programs are available in all areas. Program restrictions may apply. All rights reserved. This is not an offer or extension of credit or a commitment to lend. Licenses are held as follows: Alaska Broker/Lender License #AK176724; Alabama Consumer Credit License #23497; Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Iowa Mortgage Banker License #2024-0199 & #2024-0205; Kansas Mortgage Company License MC.0025574; Kentucky Loan Originator License MC857730; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Montana Mortgage Lender License #176724; Licensed Nebraska Mortgage Banker; New Hampshire Mortgage Banker License #176724MB; Nevada Mortgage Lender License 4619; New Mexico Mortgage Loan Company License #176724; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; North Dakota Residential Mortgage Lender License #ML 104913; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; Rhode Island Lender License #20254874LL; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; South Dakota Mortgage Lender License #176724.ML; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; West Virginia Mortgage Lender License #ML-4957; Wyoming Mortgage Lender/Broker License #5502; District of Columbia Mortgage Dual Authority License #MLB176724.
STATE LICENSING DETAILS
- Alaska – Broker/Lender License #AK176724
- Alabama – Consumer Credit License #23497
- Arizona – Mortgage Banker License #BK 0937856
- Arkansas – Combination Mortgage-Banker-Broker-Servicer License #119499
- California – DBO Residential Mortgage Lending Act License #41DBO-102821
- Colorado – Mortgage Company Registration
- Connecticut – Mortgage Lender License ML-176724
- D.C. – Dual Authority License #MLB176724
- Delaware – Lender License #020786
- Florida – Mortgage Lender Servicer #MLD953
- Georgia – Mortgage Lender License #46424
- Idaho – Mortgage Broker/Lender License #MBL-2080176724
- Illinois – Residential Mortgage License MB.6761111
- Indiana – DFI Mortgage Lending License #40794
- Iowa – Mortgage Banker License #2024-0199
- Kansas – Mortgage Company License MC.0025574
- Kentucky – Loan Originator License MC857730
- Louisiana – Louisiana Residential Mortgage Lending License
- Maryland – Mortgage Lender License #6625
- Michigan – 1st Mortgage Broker/Lender License #FL0022183
- Minnesota – Residential Mortgage Originator License # MN-MO-176724
- Mississippi – Mortgage Lender License 176724
- Montana – Mortgage Lender License #176724
- Nebraska – Licensed Nebraska Mortgage Banker
- New Hampshire – Mortgage Banker License #176724MB
- Nevada – Mortgage Lender License 4619
- New Jersey – Residential Mortgage License
- New Mexico – Mortgage Loan Company License #176724
- North Carolina – Mortgage Lender License L-164875
- North Dakota – Residential Mortgage Lender License #ML 104913
- Ohio – Mortgage Loan Originator License #MLO-OH.177088
- Oklahoma – Mortgage Lender License #ML012740
- Oregon – Mortgage Lending License #ML-5825
- Pennsylvania – Mortgage Lender License 51566
- Rhode Island – Lender License #20254874LL
- South Carolina – BFI Mortgage Lender/Servicer License MLS-176724
- South Dakota – Mortgage Lender License #176724.ML
- Tennessee – Mortgage License #181409
- Texas – SML Mortgage Company License
- Figure: 7 TAC §80.200(b)
“Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.”
- Figure: 7 TAC §80.200(b)
- Utah – DFI Residential First Mortgage Notification
- Virginia – Lender Licensed by the Virginia State Corporate Commission as MC-1856
- Washington – Consumer Loan Company License #CL-176724
- West Virginia – Mortgage Lender License #ML-4957
- Wyoming – Mortgage Lender/Broker License #5502
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